So I've been absent for a good several days/weeks
I missed lunamor so I had to come back. I'm going to the dentist today and going to the dentist ALWAYS makes me think of her. She hates going to the dentist. I bet if she went to my dentist she'd love going but it'd be a long trip from New Mexico to Ohio just for a dentist appt.
Plus it just so happens that this week is Valentine's Day and Lunamor is a fan (or used to be) of V-day. It's just another day to me. Ryan and I rarely do anything. We are getting a new TV so that's our present to each other if anyone asks.
There's just been a lot of craziness going on around my world - it's always full of some sort of drama. Thank goodness the drama doesn't happen to me but around me.
We're thinking about refinancing but I'm not sure if it's a good deal or what... I really need to look into it. Any bank mortgage people here who can help me? I don't NEED a lower monthly payment b/c I'll continue to keep paying what I am right now but if I can knock off a significant amt over the course of 20 or so years, then I'm all for that.
5 comments:
Running the numbers is pretty easy. I can help.
You can figure it out but I can do it down to almost the penny.
My daughter was born on Valentines Day so it is perhaps the biggest day of the year for us...
\Bobby
I still love Valentine's Day. Bring on the heart shaped boxes of chocolates! And the sex! Oh wait...he's 5000 miles away. Ok, chocolate it is.
As for dentists...blech. I'll always hate them. I don't know why you want to convert me. I mean, really, Forest, these are people who planned, desired, went to years of school to PUT THEIR HANDS IN PEOPLE'S MOUTHS EVERY DAY. Now really, can a person like that be trusted, much less liked or admired?
Glad to see you back! ;)
I wish that I could change my mortgage payment to every two weeks, because I understand it knocks off YEARS in interest payments. If you call your mortgager, they'll crunch numbers with you.
sometimes I pay half a mortgage payment on the principle mid month.
I talked to him but he was trying to sell me on the 30 year and I think the 20 year would be in our best interest but he kept going back to the 30.
We'd save more per month doing the 30 but then we'd lose those 4 years we've paid on it. I want to get it paid off, I don't necessarily need to save more money per month right now. (make sense?)
He's probably trying to talk you into the 30 because his bank gets more money that way :D
Post a Comment